10mgHealth FAQs
Our AI-powered system reviews your transaction history instantly, approving most applications within minutes — no paperwork, no delays.
We offer flexible, transparent repayment plans designed to fit your cash flow, so you can manage expenses without stress.
No. All you need is a verifiable transaction historyon your vendor platform — no assets or lengthy paperwork required.
Absolutely not. Our pricing is affordable and transparent, with no hidden charges or surprise costs.
We analyze your real-time transaction data and repayment patterns to create a fair, accurate credit profile that increases your chances of approval.
Any licensed healthcare facility, such as small clinics, pharmacies, dispensaries and large hospitals, can apply. We analyse available data, to support access to instant credit.
Our underwriting is store-specific, so if you're rejected at one vendor, you can try from another vendor where you may have a different approval odds.
No. There are absolutely no membership fees, subscription costs, or hidden charges for healthcare providers using 10mgCredit.
You can purchase anything sold by our vendor partners - medicines, medical equipment, supplies, and other healthcare-related products.
Yes! We proudly serve healthcare facilities in both urban and rural areas, helping to improve healthcare access across all communities.
The entire onboarding process takes just a few minutes, with prompts available to guide you through the funding process.
You offer instant, risk-free credit to your customers, boosting sales and getting paid upfront for every transaction.
No. 10mg Health assumes 100% of the financing risk — you focus on selling, we handle the rest.
Payments are guaranteed and made within the time frame your customer has chosen, which can be tracked on your dashboard.
No setup fees. Integration is straightforward, and our team supports you at every step.
Yes. Our platform provides insights on how your products improve healthcare delivery and patient outcomes.
You get access to a pipeline of verified, low-risk healthcare borrowers backed by AI-driven analytics supported by an experienced Risk Team accessing the available investment opportunities for your investments.
Our AI analyzes real-time transaction data, repayment history, and behavioral patterns to provide accurate borrower risk profiles.
A Lender can expect returns of 5-8% per transaction within 4 months, an equivalent of 33% ROI per annum, based on minimum 4 repeat transactions per borrower, which is higher than an average traditional lender, with a guaranteed return.
Yes. Our onboarding and operations are GDPR- and HIPAA-aligned, with secure data handling protocols. We also comply with all local data protection laws like NDPR.
Once you register as a lending partner and fund your wallet, you can start reviewing and funding opportunities immediately.
Our solution focuses on providing you with borrowers based on their credit outcome. The default rate is less than 4%, with bank mandates as our first line for automatic recovery, and persistent defaulters are escalated to the relevant authorities.
Funds become available for withdrawal once the repayment for an investment cycle is completed.
It refers to the installments a borrower has chosen to repay a credit, usually between 3-4 months.
All transactions are conducted in local currencies within each country we operate. We don't handle international transactions, eliminating foreign exchange risks.
Our AI analyzes a minimum of 12 months of transaction history, examining credit history, purchasing power, previous debt, repayment pattern and purchase frequency to pre-qualify low-risk healthcare borrowers.
Yes, we maintain full compliance with GDPR/HIPAA regulations for data protection and privacy.
We verify all healthcare providers through their official licence numbers and supporting documentation to ensure authenticity.
Yes, our API and SDK are designed to integrate seamlessly with existing e-commerce and procurement platforms.
All sensitive data is hashed and vaulted using enterprise-grade security protocols. We never share your data with third parties without explicit consent.
Yes, we collaborate with government healthcare programs to expand access to credit for public healthcare facilities.
While we don't currently have insurance partnerships, we're exploring opportunities to integrate with insurance providers in the future.
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