Pay in 3
Split your purchase and spread the cost in 3 interest-free instalments, paid every 30 days.
Unlock Africa’s Healthcare Credit Opportunity
Access a pipeline of verified, low-risk healthcare borrowers—powered by real-time AI analytics.
Grow Your Impact—Invest in Healthcare Lending
Automated Borrower Verification
Advanced AI evaluates risk and eligibility instantly, reducing defaults and administrative overhead.
Transparent Portfolio Management
Access real-time dashboards for loan performance, impact metrics, and repayment trends
Impact
Investing
Your capital helps close the healthcare credit gap, delivering measurable social and financial returns.
Seamless Onboarding & Compliance
GDPR/HIPAA-aligned processes, secure data handling, and easy integration with your lending systems.
Unlock new opportunities with 10mg Health
Connect your capital to a fast-growing network of healthcare providers, and watch your investments deliver measurable social and financial returns, without the delays or uncertainty of traditional lending.
Get started
how it works
Simple, Secure Lending Connect, Approve, Grow.
Step 1
Register as a lending partner.
Sign up quickly to join our network of trusted lenders. Get started with a simple onboarding process—no lengthy paperwork required.
Step 2
Access a curated pool of Lenders.
Tap into a vetted marketplace of clinics, pharmacies, and hospitals actively seeking credit. Discover lending opportunities tailored to your criteria.
Step 3
Review profiles and approve loans.
Leverage detailed, AI-driven insights into each provider’s creditworthiness. Approve loans confidently, knowing you have a clear risk assessment at your fingertips.
Step 4
Track repayments.
Monitor loan performance and repayments in real time through your dashboard. See the tangible impact your capital is making in healthcare communities.
Flexible repayments plans for you
Pay in 4
Split your purchase and spread the cost in 4 interest-free instalments, paid every 30 days.
Sr. Chinyere Okoye
Administrator
Faith-Based Hospital, Enugu, Nigeria
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“High-interest bridge loans were crippling. With 10mgCredit, limits reflect our purchase history and revenue. Theatre and maternity stock is steady; last-minute buys fell, and we saved 18% on procurement.”
Ibrahima Ndiaye
Administrator
Regional Hospital, Kaolack, Senegal
“Reimbursements are unpredictable here. 10mg Health’s flexible instalments match our cash flow. Antibiotics and oxytocin are consistently available; emergency referrals dropped, and patient satisfaction improved. Nurses spend less time chasing supplies—more time on care.”
Sr. Chinyere Okoye
Administrator
Faith-Based Hospital, Enugu, Nigeria
“High-interest bridge loans were crippling. With 10mgCredit, limits reflect our purchase history and revenue. Theatre and maternity stock is steady; last-minute buys fell, and we saved 18% on procurement.”
Ifeanyi Adeyemi
Superintendent Pharmacist
Yaba, Lagos, Nigeria
“Cash gaps hurt fast-moving generics at my pharmacy. With 10mgCredit at checkout, I restock same day, margins improved, and ‘come back tomorrow’ moments vanished. Monthly sales grew 22% and supplier relationships strengthened.”
Fatou Diop
Owner-Manager
Community Pharmacy, Saint-Louis, Senegal
“Crédit abordable en minutes; antipaludiques, antibiotiques pédiatriques et inhalateurs disponibles même aux pics saisonniers. Chiffre d’affaires +22%, familles traitées dès la première visite. Remboursement flexible aligné sur les cycles agricoles.”
Your data is always protected
At 10mg Health, we keep your business and personal information secure, so you can focus on serving your patients with confidence.
- We only collect the data we need to make fair, instant credit decisions, encrypting it end-to-end for maximum protection.
- You’re in control: update or request deletion of your data anytime through our platform or support team.
- 10mg Health complies with local and international data protection standards, as detailed in our privacy policy.
Frequently asked questions
Questions on how to use 10mgCredit? Find your answers below. For any further help or trouble-shooting, please get in touch wit customer service.
Why should I lend through 10mg Health?
You get access to a pipeline of verified, low-risk healthcare borrowers backed by AI-driven analytics supported by an experienced Risk Team accessing the available investment opportunities for your investments.
How does AI improve lending decisions?
Our AI analyzes real-time transaction data, repayment history, and behavioral patterns to provide accurate borrower risk profiles.
What kind of returns can I expect?
A Lender can expect returns of 5-8% per transaction within 4 months, an equivalent of 33% ROI per annum, based on minimum 4 repeat transactions per borrower, which is higher than an average traditional lender, with a guaranteed return.
Is the process compliant with data protection laws?
Yes. Our onboarding and operations are GDPR- and HIPAA-aligned, with secure data handling protocols. We also comply with all local data protection laws like NDPR.
How quickly can I start lending?
Once you register as a lending partner and fund your wallet, you can start reviewing and funding opportunities immediately.
How are defaults managed?
Our solution focuses on providing you with borrowers based on their credit outcome. The default rate is less than 4%, with bank mandates as our first line for automatic recovery, and persistent defaulters are escalated to the relevant authorities.
When can I withdraw my investment?
Funds become available for withdrawal once the repayment for an investment cycle is completed.
What is an investment cycle?
It refers to the installments a borrower has chosen to repay a credit, usually between 3-4 months.
Is lending limited to Nigerian currency?
All transactions are conducted in local currencies within each country we operate. We don't handle international transactions, eliminating foreign exchange risks.
How does 10mg Health select borrowers?
Our AI analyzes a minimum of 12 months of transaction history, examining credit history, purchasing power, previous debt, repayment pattern and purchase frequency to pre-qualify low-risk healthcare borrowers.
Ready to transform healthcare finance?
Join 10mg Health and unlock instant, inclusive, and sustainable healthcare financing.
Get started
Instant access to healthcare credit.
