Buy now, pay later with 10mgCredit

Care now.

Pay later.

Instant, affordable credit, no collateral, no paperwork, no hidden fees, so you can focus on what matters: caring for your patients.

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Capital you need, When you need it

With 10mg Health, you get the freedom to restock, upgrade, and grow, without waiting for cash flow or jumping through hoops. So you can focus on what matters most.

Hassle-Free
Approval

Apply in minutes and get approved in seconds. Our AI analyzes your business performance, not your assets.

Zero Collateral,
Zero Paperwork

No personal guarantees. No lengthy forms. Just connect at checkout and unlock your Healthcare Credit offer.

Transparent, No Hidden Costs

Every transaction is tracked and reconciled in your dashboard. No manual bookkeeping, no surprises.

Flexible
Repayment

Choose a repayment schedule that fits your cash flow—60 0r 90 days. Transparent terms, no hidden fees.

Direct Vendor
Payments

We pay your pharmaceutical suppliers directly, so you get the inventory you need, fast.

Trusted by
Healthcare providers

Thousands of clinics, pharmacies, and hospitals rely on 10mgCredit to power their growth.

how it works

Apply in minutes.
Access Credit Instantly.

Step 1

Shop your supplies

Browse and select medicines or medical equipment on your preferred procurement platform.

Step 2

Select “10mg Credit” at checkout

At checkout, pick our credit option. We’ll instantly assess your eligibility using your transaction history, no forms, no delays.

Step 3

Choose a repayment plan

Select a repayment schedule that fits your needs—Pay in 3 or Pay in 4 months. Enjoy simple, transparent terms with no hidden fees.

Step 4

Get Supplies, Pay Later

Your order is fulfilled immediately and your vendors are paid upfront. You keep your shelves stocked and repay over your chosen plan.

Flexible repayments plans for you

Pay in 3

Split your purchase and spread the cost in 3 interest-free instalments, paid every 30 days.

Pay in 4

Split your purchase and spread the cost in 4 interest-free instalments, paid every 30 days.

10mg Credit at your Favourite
Pharmaceutical Vendors

“High-interest bridge loans were crippling. With 10mgCredit, limits reflect our purchase history and revenue. Theatre and maternity stock is steady; last-minute buys fell, and we saved 18% on procurement.”

“Reimbursements are unpredictable here. 10mg Health’s flexible instalments match our cash flow. Antibiotics and oxytocin are consistently available; emergency referrals dropped, and patient satisfaction improved. Nurses spend less time chasing supplies—more time on care.”

“High-interest bridge loans were crippling. With 10mgCredit, limits reflect our purchase history and revenue. Theatre and maternity stock is steady; last-minute buys fell, and we saved 18% on procurement.”

“Cash gaps hurt fast-moving generics at my pharmacy. With 10mgCredit at checkout, I restock same day, margins improved, and ‘come back tomorrow’ moments vanished. Monthly sales grew 22% and supplier relationships strengthened.”

“Crédit abordable en minutes; antipaludiques, antibiotiques pédiatriques et inhalateurs disponibles même aux pics saisonniers. Chiffre d’affaires +22%, familles traitées dès la première visite. Remboursement flexible aligné sur les cycles agricoles.”

Your data is always protected

At 10mg Health, we keep your business and personal information secure, so you can focus on serving your patients with confidence

We only collect the data we need to make fair, instant credit decisions, encrypting it end-to-end for maximum protection.
You’re in control: update or request deletion of your data anytime through our platform or support team.
10mg Health complies with local and international data protection standards, as detailed in our privacy policy.

Frequently asked questions

Questions on how to use 10mg Credit? Find your answers below. For any further help or trouble-shooting, please contact customer service.

How quickly can I get approved for credit?

Our AI-powered system reviews your transaction history instantly, approving most applications within minutes — no paperwork, no delays.

What are the repayment terms?

We offer flexible, transparent repayment plans designed to fit your cash flow, so you can manage expenses without stress.

Do you require collateral?

No. All you need is a verifiable transaction historyon your vendor platform — no assets or lengthy paperwork required.

Are there hidden fees or high interest rates?

Absolutely not. Our pricing is affordable and transparent, with no hidden charges or surprise costs.

How does your AI credit scoring work?

We analyze your real-time transaction data and repayment patterns to create a fair, accurate credit profile that increases your chances of approval.

Who can apply for 10mgCredit?

Any licensed healthcare facility, such as small clinics, pharmacies, dispensaries and large hospitals, can apply. We analyse available data, to support access to instant credit.

What if my application is rejected?

Our underwriting is store-specific, so if you're rejected at one vendor, you can try from another vendor where you may have a different approval odds.

Are there any membership or subscription fees?

No. There are absolutely no membership fees, subscription costs, or hidden charges for healthcare providers using 10mgCredit.

What can I purchase with 10mgCredit?

You can purchase anything sold by our vendor partners - medicines, medical equipment, supplies, and other healthcare-related products.

Do you serve rural healthcare facilities?

Yes! We proudly serve healthcare facilities in both urban and rural areas, helping to improve healthcare access across all communities.

How long does onboarding take?

The entire onboarding process takes just a few minutes, with prompts available to guide you through the funding process.

Ready to transform healthcare finance?

Join 10mg Health and unlock instant, inclusive, and sustainable healthcare financing.

Get started

Instant access to healthcare credit.

Care now.

Pay later.